Consumer Help Guide

Notice: The following is not to be interpreted as legal advice.

Who is Rozlin Financial Group (RFGI) and why are you contacting me?

RFGI is short for Rozlin Financial Group, Inc. We are a debt collection agency and we are contacting you to collect an outstanding debt. Your debt did not originate with RFGI, but unless disputed, we will assume the debt is valid and make efforts to collect. In many cases, your debt may be credit reported to the credit bureau reporting agencies. We will work with you to get your debt paid off. Call our office toll free at (866) 217-9080 to discuss payment options.

How do I RFGI isn't a scam and is legitmate?

  • You can read more about us here
  • We're a licensed and bonded collection agency located in Sycamore, Illinois
  • We're an active member of the ACA International (The Association of Credit and Collection Professionals)
  • We're an active member of the RMAi (Receivables Management Association International)
  • We're an active member of the BBB. Verify us on BBB here
  • We have 4/5 star Google Reviews - Check them out here Verify here
  • Furthermore, for transparency, here's a map to the physical location of our office:  Google Map 

How do I dispute my debt with RFGI?

If you notify us in writing within 30 days from receiving our initial “Collections Notice” letter or e-mail that you dispute the validity of this debt or any portion thereof, we will obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or verification.

If you request from us in writing within 30 days after receiving our initial “Collections Notice” letter or e-mail, we will provide you with the name and address of the original creditor, if different from the current creditor.

You can submit your disputes in writing online by clicking the button below.



If your account is being reported to your credit report by RFGI and you believe the account is not being reported accurately, you can also submit a dispute on your credit report through the credit bureaus.

How do I make a complaint with RFGI?

If you wish to file complaint with RFGI (Rozlin Financial Group, Inc), you can submit your complaint to us online by clicking the button below.

RFGI is contacting me for someone else, what do I do?

We're very sorry this has happened. Please contact us and let us know and we will remove the incorrect information right away.

How do I contact RFGI (Rozlin Financial Group, Inc)?

To contact us pleae visit our contact us page for our contact information.

How does my debt with Rozlin Financial Group (RFGI) affect my credit report and score?

Past due accounts are reported to the credit bureaus as a negative derogatory remark if your account is eligible to be reported per our internal policies, federal and state laws.

If we have not yet reported your account to the credit bureaus, you can keep your account from being reported by paying it off in full or by working out a short-term payment plan before we report your account to the credit bureaus.

If we have already reported your account to the credit bureaus, paying off your account may improve your credit score.

We also typically will make inquires to credit bureaus to obtain location information and credit information regardless of whether your account is eligible for credit reporting. Sometimes these inquiries may show up on your credit report.

I just received a letter from RFGI, what should I do?

Read the letter and make sure that you understand your rights and deadlines. If you wish to resolve your debt or have any questions, you may call us at anytime toll-free at (866) 217-9080. We have many different payment plans available to help you resolve your debt and put it behind you. Your letter may provide some options for you that you can take advantage of without ever speaking to an account representative.

You can make a payment online, over the telephone by calling us at (866) 217-9080 or by mailing your payment.

    

My account was included in a bankruptcy, what should I do?

If you filed for bankruptcy, and/or received a discharge of the debt in bankruptcy, please provide notice to us by calling or writing us and providing the following information, to the extent known to you:
1) The exact name(s) shown on the bankruptcy petition
2) The date of the filing;
3) The Chapter of the bankruptcy (i.e. ch. 7, or ch. 13);
4) The bankruptcy case number; and
5) The state and districtcourt and/or state the bankruptcy was filed in.

If your account is the subject of a bankruptcy petition or discharge, we will cease collection efforts.

I can not pay the entire bill in full, what are my options?

If you received a letter from us, the letter may provide you with payment options. If you don't see an option that fits your budget or you wish to learn about more payment options, call us to discuss a payment plan. We will work with you!

In many cases you may be able to resolve your debt for a reasonable one-time payment at a discount or you may be able to resolve your debt with small monthly payments. If you're facing extreme financial hardship, and you're not able to raise a lump sum, we will work out a payment plan that will allow you to pay off your debt with us in a reasonable period of time. Call us today at (866) 217-9080 to find out what we can do for you.

How do I pay my debt to RFGI?

You can make a payment online using our website, by mailing in your payment or by paying over the telephone by calling us toll-free at (866) 217-9080. It's up to you to choose whatever is easier. We accept the following forms of payment:
  • ACH Check (e-Check)
  • Credit/Debit Card
  • Money Order
  • Cashier's Check
  • Personal Check
  • Savings account draft (ACH)



If you're making several payments, we can set up automatic payments for you. The payments can be setup for predetermined dates, and for set amounts based on your negotiated arrangement. For instance, it's very simple to set up a monthly payments of $75 to be deducted from your checking account or to be charged to your credit card every month until your debt has been paid in full. If you should ever wish to cancel or change a payment date, all you have to do is call us at least 5 business days prior to your payment date and we will cancel or modify the payment for you.

Once I pay my debt to RFGI, what happens?

Once you've paid your debt, we will send you a written confirmation and paid receipt within 4-6 weeks. If your account was being reported to the credit bureaus, we will update your account as paid within 30 days.