We recover upto 60% more than our competitors.

Rated the #1 Best Consumer Collection Agency in 2020 by Business.com

RFGI is a licensed and bonded collection agency specializing in the recovery of past-due consumer accounts receivable. We're BBB accredited with an A+ rating and a proud member of ACA International (The Association of Credit and Collection Professionals). There are no upfront costs to get started, we only charge a contingency fee starting as low as 20% based on what we collect. If we don't collect, you pay nothing!

Why Choose RFGI?

• We recover up to 60% more than our competitors
• We're Licensed, Bonded, HIPAA and HITECH Compliant
• We have an A+ BBB Rating and a 4+ Star Google Reviews
• Your accounts are worked by experienced collectors
• We use 4 different skip-tracing databases to find consumers
• Our collectors don't use scripts that can cripple recovery efforts

Industries We Collect For

• Healthcare including dental, medical, hospital, optometrist, psychiatry, etc.
• Schools and Educational
• Professional Services
• Membership Clubs including Gyms
• Homeowners Associations (HOAs)
• Property Management and Multi-Tenant Landlords
• Utilities
• Leases
• Retail
• Credit Card and Bank Loans
• Auto Loans and Leases
• Mortgages
• and many more

Our Process

• Credit reporting accounts to credit bureaus as derogatory remark
• Comprehensive skip-tracing using 4 different skip tracing databases to locate consumers
• Credit monitoring for financial status changes
• Extensive negotiation and training to maximize recovery
• Scoring of accounts to determine most effective negotiation, process and work-flow strategies
• Use of cutting-edge modern software and technology
• Referring select accounts over to a law-firm for litigation

How It Works

• Placing your accounts with RFGI for collections is easy and free of charge
• We only charge a small percentage fee of what we collect
• If we don't collect, you pay nothing!
• Check our progress i real-time with our Client Portal website
• We mail you a remittance check on a monthly basis

We are a Illinois licensed Collection Agency (#017-021243) and are licensed in many other states as well. We collect nationwide except for a few states due to restrictions.