We recover upto 60% more than our competitors.

Accredited BBB A+ Rating - 4-Star Google Reviews - Licensed & Bonded

Rated the #1 Best Consumer Collection Agency in 2020 by Business.com

RFGI is a licensed and bonded collection agency specializing in the recovery of past-due consumer accounts receivable. We're BBB accredited with an A+ rating and a proud member of ACA International (The Association of Credit and Collection Professionals). There are no upfront costs to get started, we only charge a contingency fee starting as low as 20% based on what we collect. If we don't collect, you pay nothing!

Ready to get started or have questions? Fill out the Request Free Quote Form or call us today at (866) 217-9080

Why Choose RFGI?

  • We recover up to 60% more than our competitors
  • We're Licensed, Bonded, HIPAA and HITECH Compliant
  • We have an A+ BBB Rating and a 4+ Star Google Reviews
  • Your accounts are worked by experienced collectors
  • We use 4 different skip-tracing databases to find consumers
  • Our collectors don't use scripts that can cripple recovery efforts

Industries We Collect For

  • Healthcare including dental, medical, hospital, optometrist, psychiatry, etc.
  • Schools and Educational
  • Professional Services
  • Membership Clubs including Gyms
  • Homeowners Associations (HOAs)
  • Property Management and Multi-Tenant Landlords
  • Utilities
  • Leases
  • Retail
  • Credit Card and Bank Loans
  • Auto Loans and Leases
  • Mortgages
  • and many more

Our Process

  • Credit reporting accounts to credit bureaus as derogatory remark
  • Comprehensive skip-tracing using 4 different skip tracing databases to locate consumers
  • Credit monitoring for financial status changes
  • Extensive negotiation and training to maximize recovery
  • Scoring of accounts to determine most effective negotiation, process and work-flow strategies
  • Use of cutting-edge modern software and technology
  • Referring select accounts over to a law-firm for litigation

How It Works

  • Placing your accounts with RFGI for collections is easy and free of charge
  • We only charge a small percentage fee of what we collect
  • If we don't collect, you pay nothing!
  • We mail you a remittance check on a monthly basis

We are a Illinois licensed Collection Agency (#017-021243) and are licensed in many other states as well. We collect nationwide except for a few states due to restrictions.


Ready to get started or have questions?
Contact us today: (866) 217-9080 or Fill out the Request Free Quote Form
Request a Free Quote
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